Wind Mitigation + 4-Point Inspection Bundle
If you own a home in South Florida, there is a good chance your insurance company has asked for two things: a wind mitigation inspection and a 4-point inspection. These are two separate inspections that serve very different purposes, but most homeowners need both. The wind mitigation report helps your insurer determine how well your home can withstand hurricane-force winds, while the 4-point report confirms that your major systems are in safe, working condition.
Rather than scheduling two separate appointments with two different inspectors, InspectionNow bundles both inspections into a single visit. One inspector, one appointment, and both reports delivered within 24 hours. It is the simplest and most cost-effective way to get the insurance documentation you need, whether you are buying a home, renewing your policy, or switching carriers.
Ready to schedule? Call or text (954) 543-1177 or request a free quote online.
What Is a Wind Mitigation Inspection?
A wind mitigation inspection evaluates how well your home is built to resist damage from high winds and hurricanes. The inspector examines specific construction features including the roof shape, roof covering material, roof-to-wall connections, and the type of opening protection on windows and doors. Each of these features is documented on a standardized form (OIR-B1-1802) that your insurance company uses to calculate your premium.
The results can make a significant difference in what you pay. Homes with qualifying wind-resistant features such as hip roofs, hurricane straps, and impact-rated windows or shutters can receive insurance premium discounts of up to 45 percent. In many cases, the savings from a single wind mitigation inspection far exceed the cost of the inspection itself, making it one of the smartest investments a Florida homeowner can make.
What Is a 4-Point Inspection?
A 4-point inspection focuses on the four major systems that insurance companies consider most important: the roof, electrical wiring and panels, plumbing supply and drain lines, and the heating, ventilation, and air conditioning system. The inspector documents the age, condition, and type of each system and notes any safety concerns or items that need attention.
Most insurance companies in Florida require a 4-point inspection for homes that are 20 years or older before they will write a new policy or renew an existing one. Some carriers require them for homes as young as 15 years old. The purpose is straightforward: insurers want confirmation that these core systems are functional, properly maintained, and not at immediate risk of failure.
If any issues are found, such as outdated electrical panels, polybutylene plumbing, or a roof nearing the end of its useful life, the report gives you a clear picture of what needs attention. You can address the issues before they become bigger problems or before they affect your ability to get coverage.
The InspectionNow Bundle
When you book a pre-purchase home inspection with InspectionNow, both the wind mitigation and 4-point inspection are included at no extra charge. This is normally a $299 value, but we include it with every pre-purchase inspection because we believe you should have the full picture before you close on a home. One visit covers everything: the comprehensive home inspection, the wind mitigation report, and the 4-point report, all delivered within 24 hours.
This saves you time and eliminates the hassle of coordinating multiple inspections. There are no separate appointments, no extra scheduling, and no delays at closing. Your real estate agent and insurance agent both get what they need from a single inspection visit.
For homeowners who are not purchasing a home but need insurance inspection reports, whether for a policy renewal, a new policy, or because you are switching insurance carriers, we also offer a standalone wind mitigation and 4-point bundle at competitive pricing. You get the same thorough inspection, the same fast turnaround, and the same professional service.
24-Hour Reports — We deliver your inspection report within 24 hours. No waiting, no wondering. Your insurance agent gets the documentation they need fast, so there are no hold-ups on your policy.
Drone + Thermal — Our inspections include aerial drone photography and thermal imaging to detect issues not visible to the naked eye. Drone imagery gives us a detailed view of the roof without risking damage to roofing materials, while thermal imaging can reveal moisture intrusion, insulation gaps, and hidden electrical hot spots.
Serving All of South Florida
InspectionNow provides wind mitigation and 4-point inspection services throughout the Tri-County area, including Miami-Dade, Broward, and Palm Beach counties. We inspect homes in Fort Lauderdale, Pembroke Pines, Hollywood, Miramar, Coral Springs, Plantation, Davie, Weston, Cooper City, Sunrise, Deerfield Beach, Pompano Beach, Boca Raton, West Palm Beach, Miami, Hialeah, Doral, Homestead, and surrounding communities.
Whether you are in a single-family home, townhouse, or condominium, our licensed inspectors have the experience and credentials to deliver the reports your insurance company requires. We are fully licensed and insured (HI2355, NACHI 11053111), and every inspection is performed by a certified professional who understands the specific requirements of South Florida insurance carriers.
Schedule Your WM + 4-Point Bundle Today
Getting your wind mitigation and 4-point inspections done does not have to be complicated. With InspectionNow, one call is all it takes. We handle both inspections in a single visit, deliver both reports within 24 hours, and make the entire process as simple as possible.
Serving Miami-Dade, Broward, and Palm Beach counties. Call or text (954) 543-1177 to schedule your inspection today, or request a free quote online.
